SAVINGS ACCOUNTS TO GROW WITH YOU
CIRCLE SAVINGS is just right for the beginning saver. Maintain a minimum balance of just $300.00 and pay no service charge. If you do go below the minimum, the charge is only $3.00 per month. Savers under 18 pay no service charge ever. Interest is compounded monthly.
MONUMENT SAVINGS offers experienced savers the superior earnings of tiered interest rates. The larger your balance, the higher your interest rate. Monument Savings accounts are compounded monthly, with your choice of a separate monthly statement or a combined statement covering your checking and savings accounts.
CAPITOL MONEY MARKET SAVINGS accounts feature the maximum earning power of an FDIC-insured money market interest rate. For balances over $10,000.00 you can earn increasing enriched interest rates that compare to the Wall Street Journal Money Fund rates. For added flexibility, you can write up to six checks on your account each month. This account gives you the earning power of a savings account and the buying power of a checking account.
A LITTLE TYCOON SAVINGS account can be opened for your child 21 years of age or under with a minimum deposit of $25.00. Capitol Checking account holders can open a Little Tycoon Savings account for just $1.00. It´s a great way to start teaching a child the value of saving for the future.
|Benefits||Circle Savings||Monument Savings||Capitol Money Market Savings|
|Interest Rate||Fixed||Tiered by account balance.||Money Market–tiered by account balance. Increasing with interest rates comparable to Wall Street Journal Money Market Fund rates.|
|Statements||Quarterly||Monthly or combined with checking||Monthly or combined with checking|
|Automatic Transfer between National Bank of Indianapolis Savings and Checking with No Charge||Yes||Yes||Yes|
|Unlimited Banking Center Withdrawals||Yes||Yes||Yes|
|Minimum Balance Can Qualify for No-Service-Charge Checking||Yes||Yes||Yes|
|Money Orders per Month at No Charge||2||2||2|
|Balance to Waive Service Charge||$300.00||$2,000.00||$5,000.00|
|Monthly Service Charge If Minimum Balance Not Maintained||$3.00||$7.00||$10.00|
|Preauthorized Withdrawals and/or Checks per Statement Cycle at No Extra Charge||6||6||6|
|Charge per Item for Excess Preauthorized Withdrawal||$2.00||$2.00||$5.00|
|Minimum Initial Deposit||$25.00||$1,000.00||$5,000.00|
|ATM Foreign Usage Fee||$1.50||$1.50||$0.00|