ONLINE TRANSACTIONS

When conducting online banking and financial transactions, make sure you use a trusted computer. In addition, here are some guidelines for banking safely away from home:

  • Dual Control - Business transactions should require two employees to complete the transaction. One employee will input the transaction information and the second employee will independently verify the transaction.

  • Only use wireless networks you trust - Networks in Internet cafes, hotels, and libraries are usually not secure and are easy to tamper with. Even if they provide you with a password, that does not guarantee a secure connection. You should avoid using any public computers for online banking.

  • Sign off when you are finished - If you use a public computer, remember to "sign off" when you have completed your banking, clear the browser's cookies, clear the cached files from the browser, and close the browser window.

  • Avoid using a public or shared computer for personal transactions - Anyone who uses the computer after you and visits the same websites can sign on to your accounts. After you sign off, select the option to "Remove a user", if that option is available. Also, make sure to clear the Internet history and any cookies stored.

  • Secure Website - Make sure any Internet purchase activity you engage in is secured with encryption to protect your account information. Look for "secure transaction" symbols like a lock symbol in the lower right-hand corner of your Internet browser window, or "https://..." in the address bar of the website. The "s" indicates "secured" and means the web page uses encryption.

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